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To assist you in the planning of your program, we recommend purchasing Road Scholar’s Trip Protection Plan to help protect your program payment.

Trip Cancellation: Reimburses up to your total trip cost for Road Scholar cancellation penalties or unused arrangements (including airfare costs even if your airfare is purchased independently of Road Scholar) if you need to cancel your trip because of a covered reason such as: unexpected illness, injury or death to you, your traveling companion or a family member of either of you; or you or your traveling companion are called to jury duty or subpoenaed, or directly involved in a documented traffic accident en route to the departure.

In addition, if you are delayed in reaching your program due to a covered reason, and you are caused to miss more than 50% of your program, you may cancel outright and be reimbursed your non-refundable program costs.

Cancel For Any Reason Credit Feature* (non-insurance feature provided by Road Scholar): If you need to cancel your trip for any reason not otherwise eligible for cash reimbursement under protection plan, Road Scholar will provide you with a credit good for future travel with Road Scholar for the full amount of the Road Scholar cancellation fee.

*Notice to Minnesota, Missouri and New York Residents: The Cancel For Any Reason feature may be purchased separately from the Travel Insurance. Contact 1-888-722-2195 for details.

Trip Interruption: Reimburses up to your total trip cost for unused, non-refundable land or sea expenses as well as the airfare paid, less the value of applied credit from an unused return travel ticket, to return to your city of residence if you need to interrupt for covered reasons such as illness, injury, or death to you, your traveling companion, or a member of your or your traveling companion’s family.

Trip Delay: If you miss the departure of your trip due to carrier-caused delays or other covered reasons, the insurance will reimburse you up to $1,000 per person ($200/day) for any missed arrangements, “catch-up” transportation expenses or additional accommodations and meals.

Pre-Existing Condition Exclusion Waiver: Like most travel protection plans, this plan contains a pre-existing condition exclusion. However, the Pre-Existing Condition exclusion will be WAIVED if you purchase the protection plan within 14 days of your initial program payment/deposit to Road Scholar.

This plan provides cancellation coverage for your trip and other insurance coverages that apply only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker.

Travel insurance benefits are underwritten by Arch Insurance Company, with administrative offices in Jersey City, NJ (NAIC #11150), under Policy Form series LTP 2013 and applicable amendatory endorsements. This is a general overview of insurance benefits available. Coverages may vary in certain states and not all benefits are available in all jurisdictions. Please refer to your certificate of benefits or policy of insurance for detailed terms, conditions and exclusions that apply.

IMPORTANT: This a summary of the plan information. To obtain your state-specific document containing the terms, conditions and exclusions, click here . If you have any questions on the protection plan, please contact the plan administrator, Aon Affinity, at 1-877-846-8806.

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